Dealing with Insurance Agent Negligence

Posted by on Aug 11, 2019 in Insurance | 0 comments

Besides our health, insurance is one of the first things we think of in the aftermath of a car accident. Insurance can help us get our lives back on track after a collision, helping us offset the cost of any damage we may have caused or damages that may have been caused by others. Insurance can help a car accident become an inconvenience rather than a complete financial burden.

There are, however, situations in which dealing with insurance can become a nightmare. Imagine making a panicked call to your insurance company after a brutal car accident only to find out the insurance policy that you selected doesn’t offer the coverage you believed you were getting. This, unfortunately, happens to drivers often. This is a situation of insurance agent negligence.

Fortunately, if you believe you are a victim of insurance agent negligence, you do have options. With the help of an attorney, you can hold not only the agent who sold you the insurance liable but the insurance company that they work for liable too. Keep reading to learn how you can do just that, as well as more about insurance agent negligence itself. This information may become invaluable in the future — it’s better to be safe than sorry.

Signs of Insurance Agent Negligence

An easy way to gain a better understanding of insurance agent negligence is to recognize the signs. If any of the following situations match the behavior of your insurance agent, you may have an insurance agent negligence claim.

  • Not only has your agent failed to provide you the insurance you believe you agreed to, but they failed to notify you of this failure
  • The agent mislead you when you initially selected your insurance, making you believe you would be receiving different coverage than what is actually provided
  • The agent failed to renew your policy or let you know about a replacement policy if your coverage was not eligible for a renewal
  • Your insurance agent did not send any notification of your claim

As with any list, this is not completely exhaustive. The bottom line is that any time you do not receive the coverage you believe you signed up for, you may have a situation of insurance agent negligence on your hands.

Next Steps

If you believe that you have fallen victim to insurance agent negligence, the first thing you should do is reach out to an attorney like the experts at Grisham & Kendall, PLLC. An attorney is the best person to talk to. Not only will an attorney be able to help you avoid paying any medical bills that you believed would be covered by insurance, but they will also hold your agent and their employer accountable for their actions. This can help keep the same situation from happening to others.

When selecting an attorney, you should pick one with years of experience. Experienced attorneys will know the best arguments to help you win your case, and will often know how to deal with the behavior of insurance companies.

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